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Repair Or Replace Calculator

Recommendation

Marginal — lean toward replacing

Repair / value ratio: 42%

Rationale

  • Repair is 42% of the car’s value — well under the 50% rule of thumb.
  • Repairs every few months add up — factor ongoing costs, not just this bill.
  • Cost per month kept ($403) exceeds replacement ownership ($367).

If you repair

$403/mo kept

2-year projected: $12,500

If you replace

$367/mo ownership

2-year projected: $8,800

Rules of thumb — 50% and 75% thresholds, cumulative-cost projections. Your decision should also weigh safety, reliability for commuting, and whether a major system (engine / transmission) is the failure point.

Ask “is this repair worth it” once: this tool answers with a recommendation based on car value, repair cost, and how often it’s been in the shop.

Nasıl Kullanılır

  1. Enter repair cost + car value.
  2. Pick recent repair frequency.
  3. Read recommendation.