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How To Set Up Cursor Ai İde

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Step 1 — Install

Cursor is the AI-native code editor — a VS Code fork rebuilt around an in-editor agent. In April 2026 it’s the market leader for editor-based AI coding, reportedly closing a ~$50B valuation round and sitting around $2B ARR. For fast, in-flow coding — not long autonomous jobs — this is the tool most developers have settled on.

Step 2 — Sign in

This guide gets you from download to a productive setup in under an hour, and then explains the credit-pricing gotcha that burned a lot of people in 2025.

Step 3 — Index your repo

Create an account and pick a plan. Free has limited requests, Pro is the default paid tier, Business/Enterprise add SSO and privacy guarantees. If your employer has strict data-handling rules, confirm “Privacy Mode” is on before you open source code.

Step 4 — Learn the three modes

Open a project folder and Cursor will offer to index it. Accept. Indexing embeds your code so the agent can retrieve relevant files on demand instead of only seeing what’s currently open. For monorepos, indexing takes a few minutes the first time and then updates incrementally.

Step 5 — Pick models per mode

Cursor has three main agent surfaces. Know which one to reach for:

Step 6 — Rules file

Cursor gives you a model picker. In practice:

Step 7 — The credit-pricing gotcha

Cursor moved to credit-based pricing in mid-2025. The trap: a single long agent run can burn through your monthly credits in one afternoon (there’s a well-circulated story of a team depleting an annual subscription in a day). Protect yourself:

Step 8 — Keyboard shortcuts worth memorising

The workflow most people converge on